Job Description

EY focuses on high-ethical standards and integrity among its employees and expects all candidates to demonstrate these qualities.

At EY, you’ll have the chance to build a career as unique as you are, with the global scale, support, inclusive culture and technology to become the best version of you. And we’re counting on your unique voice and perspective to help EY become even better. Join us and build an exceptional experience for yourself, and a better working world for all.   The exceptional EY experience. It's yours to build.

Financial Analyst, Financial Services Risk Management, (Structured Finance - Transactions) - Financial Services Office (Manager) (Multiple Positions) (1648569), Ernst & Young U.S. LLP, Houston, TX. 

Analyze financial information and advise clients on issues facing the financial services sector, focusing on structured finance. Focus on evaluating and comparing the relative quality and risks associated with various securities, including asset-backed securities (ABS), commercial mortgage-backed securities (CMBS), residential mortgage-backed securities (RMBS), and collateralized loan obligations (CLO). Conduct loan document review and data reviews on loan files, recalculating fields on data tapes and run exception reports to tie out with clients. Create collateral stratification tables used for assessing loan pool characteristics. Perform cash flow modeling on deals to tie out to clients’ loan amortization tables and bond analytics. Draft Engagement Letters, Proposals and Agreed upon Procedures Reports which detail due diligence, cash flow modeling and deal structuring.   

Manage and motivate teams of professionals with diverse skills and backgrounds. Consistently deliver quality client services by monitoring progress. Demonstrate in-depth technical capabilities and professional knowledge. Maintain long-term client relationships and networks. Cultivate business development opportunities.

Full time employment, Monday – Friday, 40-45 hours per week , 8:30 am – 5:30 pm. 

MINIMUM REQUIREMENTS:

Must have a Bachelor’s degree in Finance, Economics, Accounting, or a related field and 5 years of progressive, post-baccalaureate related work experience. Alternatively, must have a Master’s degree in Finance, Economics, Accounting, or a related field and 4 years of related work experience.  

Must have 4 years of Structured Finance transaction experience in the Financial Services industry.  

Must have 4 years of experience in banking/capital markets at a commercial bank or comparable experience working as a consultant in a financial services company. 

Must have 4 years of combined experience in at least 2 of the following requirement:  
- Transaction issuance knowledge of fixed income products including CLO, ABS, RMBS, or CMBS and related real estate finance experience;  
- Risk management, front office, or securitization related activities within Banking Capital Markets; or  
- Structured Finance cash flow modeling experience  

Must have at least 3 years of experience in asset file review, collateral stratification/analysis, bond analytics, securitization offering document review and/or other related securitization compliance reviews and at least 1 year of experience in the preparation of Agreed-Upon Procedures reports. 

Must have 2 years of experience supervising and managing a team of consulting professionals.

Employer will accept any suitable combination of education, training or experience.

Please apply on-line at ey.com/en_us/careers and click on "Careers - Job Search”, then “Search Jobs" (Job Number - 1648569).

What we offer

We offer a comprehensive compensation and benefits package where you’ll be rewarded based on your performance and recognized for the value you bring to the business. The base salary for this job is $125,278.00 per year. In addition, our Total Rewards package includes medical and dental coverage, pension and 401(k) plans, and a wide range of paid time off options. Join us in our team-led and leader-enabled hybrid model. Our expectation is for most people in external, client serving roles to work together in person 40-60% of the time over the course of an engagement, project or year. Under our flexible vacation policy, you’ll decide how much vacation time you need based on your own personal circumstances. You’ll also be granted time off for designated EY Paid Holidays, Winter/Summer breaks, Personal/Family Care, and other leaves of absence when needed to support your physical, financial, and emotional well-being.

•    Continuous learning: You’ll develop the mindset and skills to navigate whatever comes next.
•    Success as defined by you: We’ll provide the tools and flexibility, so you can make a meaningful impact, your way.
•    Transformative leadership: We’ll give you the insights, coaching and confidence to be the leader the world needs.
•    Diverse and inclusive culture: You’ll be embraced for who you are and empowered to use your voice to help others find theirs.

EY accepts applications for this position on an on-going basis. If you can demonstrate that you meet the criteria above, please contact us as soon as possible.

The exceptional EY experience. It’s yours to build.
EY | Building a better working world

EY exists to build a better working world, helping to create long-term value for clients, people and society and build trust in the capital markets.

Enabled by data and technology, diverse EY teams in over 150 countries provide trust through assurance and help clients grow, transform and operate.

Working across assurance, consulting, law, strategy, tax and transactions, EY teams ask better questions to find new answers for the complex issues facing our world today.

For those living in California, please click Fair Chance Ordinance | EY - US for additional information.

EY provides equal employment opportunities to applicants and employees without regard to race, color, religion, age, sex, sexual orientation, gender identity/expression, pregnancy, genetic information, national origin, protected veteran status, disability status, or any other legally protected basis, including arrest and conviction records, in accordance with applicable law.  

EY is committed to providing reasonable accommodation to qualified individuals with disabilities, including veterans with disabilities. If you have a disability and either need assistance applying online or need to request an accommodation during any part of the application process, please call 1-800-EY-HELP3, type Option 2 (HR-related inquiries) and then type Option 1 (HR Shared Services Center), which will route you to EY’s Talent Shared Services Team or email SSC Customer Support at ssc.customersupport@ey.com.

This particular position at Ernst & Young in the United States requires the qualified candidate to be a "United States worker" as defined by the U.S. Department of Labor regulations at 20 CFR 656.3. You can review this definition at at the bottom of page 750. Please feel free to apply to other positions that do not require you to be a "U.S. worker". 

Job Tags

Full time, Work experience placement, Summer holiday, Work at office, Immediate start, Monday to Friday,

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